Medical Plans

Medical Plans

The following section highlights the Consumer Driven Health Plan (CDHP), the Preferred Provider Organization (PPO) plan, and additional prescription drug coverage offered by Haworth.

If you are participating in Open Enrollment and do not log in to make elections, you will be re-enrolled in the same coverage you elected for 2025 but will automatically waive purchased vacation and other benefit accounts. If you are a new hire and do not make a benefit election by enrolling or waiving coverage within 30 days of your hire date, you will automatically be enrolled in the Consumer Driven Health Plan at the Member Only level. 

Select “Download All” to download a printable PDF of all coverage tables. 

A Woman holidng a newborn baby
A Woman holidng a newborn baby
A man in his office doing paperwork and looking at his laptop

Consumer Driven Health Plan and
Health Savings Account

By choosing a CDHP/HSA plan, your bi-weekly premium is lower and you have access to a "triple tax free" HSA account that includes Haworth contributions. The downside is that your deductibles are higher than a PPO.

A couple in a hospital setting. A doctor helping the woman in a chair

Preferred Provider Organization

By choosing a PPO plan, you can better predict what some of your medical costs will be. For example, there are defined copays for visits to your primary doctor or a specialist. The downside is that your bi-weekly premium is higher than with the CDHP/HSA.

A man in his office doing paperwork and looking at his laptop

Consumer Driven Health Plan and
Health Savings Account

By choosing a CDHP/HSA plan, your bi-weekly premium is lower and you have access to a "triple tax free" HSA account that includes Haworth contributions. The downside is that your deductibles are higher than a PPO.

A couple in a hospital setting. A doctor helping the woman in a chair

Preferred Provider Organization

By choosing a PPO plan, you can better predict what some of your medical costs will be. For example, there are defined copays for visits to your primary doctor or a specialist. The downside is that your bi-weekly premium is higher than with the CDHP/HSA.

Medical Plans Compared

Medical Plans Compared

MedicalPlan LevelCDHP/HSAPPO
DeductibleMember Only$2,000$1,000
Member +1$4,000$2,000
Family$4,000$3,000
Coinsurance80%80%
Out-of-Pocket Max (Includes Deductible)Member Only$4,000$3,250
Member +1$8,000$6,500
Family$8,000$9,750
Preventitive CareCovered 100%Covered 100%
Office Visit (PCP and Specialist)80% after deductible$30 copay/$50 copay
Emergency Room80% after deductible$250 copay
Urgent Care80% after deductible$75 copay
Inpatient Care80% after deductible80% after deductible
Haworth Match Contribution to the HSA*Member OnlyUp to $375N/A
Member +1 and FamilyUp to $1,000N/A
Haworth Gift Contribution to the HSA**Member OnlyUp to $125N/A
Member +1 and FamilyUp to $250N/A

*Matching Contribution (Haworth matches the money you put in, dollar-for-dollar, up to a limit. The match is added by the end of the month after the quarter you make your own contribution.)
**Gifted Contribution (This is a bonus for enrolling in an HSA-eligible high deductible plan. The money is added to your HSA by the end of the month after the quarter you enroll. For example, if you enroll during open enrollment, you get the gift in late January; if you enroll in May, you get it in July.)

Members can elect the medical and prescription drug plan without enrolling in the dental or vision plan.

2026 Pharmacy In-Network CopaysPlan LevelCDHP/HSAPPO
Rx DeductibleMember OnlyIncluded in medical deductible$100
Member +1Included in medical deductible$200
FamilyIncluded in medical deductible$300
Retail (30-day supply)After Rx Deductible:
Tier 1: Generic$10 after deductible$10 copay
Tier 2: Preferred Brand$20 after deductible$20 copay
Tier 3: Non-Preferred Brand$40 after deductible$40 copay
Tier 4: Preferred Specialty$75 after deductible$75 copay
Tier 5: Non-Preferred Specialty$100 after deductible$100 copay

Mail order 2x 30-day supply for tiers 1-3.

2026 Bi-Weekly Per Pay Period PremiumCDHP/HSAPPO
Member Only$24.85$43.80
Member +1$54.95$109.50
Family$76.85$161.90

Prescription Drug Plan

When you enroll in either Haworth medical plan, you automatically receive prescription drug coverage. You will not receive a separate insurance card for prescriptions—your prescription information is included on your Priority Health medical insurance card. Express Scripts is the Pharmacy Benefits Manager that Priority Health partners with to obtain the best discounts for Haworth's members. You can pick up most prescriptions at a retail pharmacy or order them by mail through Express Scripts. 

For more information, please visit Hometown > HR Help and search for “Priority Health.” 

A phramacist handing over a bag of medication
A phramacist handing over a bag of medication