Priority Health and Cigna Offer Nationwide Coverage

Haworth’s healthcare provider Priority Health partners with Cigna to offer nationwide coverage for our members. Members receiving care in Michigan will use the Priority network, while members who travel or live outside Michigan can access in-network benefits—including co-pays and deductibles—through Cigna. All customer service inquiries should be directed to Priority Health by phone at 866.602.7278, or online at priorityhealth.com.

Our single-provider relationship with Priority Health enables us to pass along healthcare and prescription cost savings and provide our members with access to a vast network of healthcare providers. These benefits help you and your family stay healthier, receive better care, and get more value from your plan.

How To Look Up Your Doctor With Priority Health
To find in-network providers in the Priority Health and Cigna networks, please use the links below:

Priority Health Michigan
Priority Health out of Michigan (Cigna Network)

Map of the United States with Michigan in a different color

Tobacco Surcharge

You will be subject to a tobacco surcharge if you or your spouse/domestic partner regularly used tobacco within the past six months. Regular use includes any use of cigarettes, e-cigarettes, cigars, pipes, or chewing tobacco, whether daily, weekly, or monthly. Your status as a tobacco user will only be used to determine your medical plan premiums. You must declare and certify your status and that of your spouse/domestic partner as tobacco users or non-tobacco users. It is your responsibility to respond truthfully.

Coverage	Per-Pay-Period Surcharge
Member Only	$15
Member +1	$30
Family	$45

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Which Plan is Right for Me?

CDHP/HSA: The CDHP/HSA (consumer-driven health plan with a health savings account) offers lower bi-weekly premiums and access to an HSA—a triple tax-free account. Money in your HSA is tax-free when deposited, when it grows, and when withdrawn, as long as it is used to cover qualified medical expenses. Haworth will also contribute money to your HSA.

PPO: The PPO (preferred provider organization) plan makes it easier to estimate your medical costs. For example, there are defined copays for visits to your primary doctor or a specialist. The downside is that your bi-weekly premium is higher than with the CDHP/HSA. Members who elect the PPO plan can also enroll in the Health FSA to set aside money on a pre-tax basis for healthcare costs.

Tobacco Surcharge

Coverage	Per-Pay-Period Surcharge
Member Only	$15
Member +1	$30
Family	$45

Which Plan is Right for Me?

Spousal/Domestic Partner Surcharge & Domestic Partner Benefits

You will be subject to a $50 bi-weekly surcharge if your spouse or domestic partner is enrolled in Haworth’s medical plan and also has qualifying medical coverage through their employer. You will be asked to certify the current status of your spouse or domestic partner during the Open Enrollment process. Please read the certification language carefully.

Domestic Partner Affidavit and Important Tax Information

If you are covering your domestic partner under Haworth’s plans, you must complete the domestic partner affidavit, which can be found in ADP. The affidavit, along with pictures of documents proving you and your domestic partner share the same address, must be uploaded into ADP within the required time limit. In addition, please note that the IRS requires employers to tax employees on the cost of adding a domestic partner to insurance coverage. This additional tax may add up to a considerable extra cost to you.

Sample Domestic Partner Calculation

If you cover yourself and your domestic partner on the CDHP plan, here is a sample of what the tax implication would be annually.

Sample CDHP Domestic Partner Tax Calculation

Pre-Tax	Post-Tax	Total	Imputed Taxable Income
$646.08	$782.64	$1,428.72	$5,367.12

Pre-Tax	Post-Tax	Total	Imputed Taxable Income
$646.08	$782.64	$1,428.72	$5,367.12

If you want to know your actual domestic partner calculation, please email HRHelp@Haworth.com

Medical Coverage Eligibility for Part-Time B and On-Call Members

Part-Time B and On-Call members are generally not eligible to participate in the Company's medical, dental, and vision benefit programs based on their employment classification. However, certain Part-Time B or On-Call members may remain eligible for medical coverage if required under the Affordable Care Act (ACA).

ACA eligibility is determined based on hours worked during the applicable measurement period and may continue for a stability period, even if the member's current scheduled hours are below the standard eligibility threshold. Members who qualify under the ACA will be notified of their eligibility and enrollment rights.

For more information, plase visit Hometown > HR Help.